Happy Holidays

Hard times holiday: Making a merry Christmas when you have nothing to give.

Each year, I see dozens of requests for holiday help on social media. Particularly from those people who have kids. While there are many good-hearted folks willing to help, it’s often impossible to sort out the needy from the scammers. The closer it is to Christmas, the more overwhelming that task becomes. Even the kindest… Continue reading Hard times holiday: Making a merry Christmas when you have nothing to give.